I had to deal with the death of my mother recently. While it was a trying time emotionally, I was completely shocked by the financial issues that I suddenly found myself faced with. I had no idea that a funeral, or death itself, could be such an expensive process that nearly exceeded eight thousand dollars. For a part-time student and full-time employed college student, this was an incredible price tag that I was utterly unprepared. So was she, apparently. Without life insurance, I was in a bad place. Which is exactly why I look for life insurance rates for myself even as I write this up, hopefully warning others about the true cost of death and what life insurance will be able to do to help you and your loved ones.
You might find yourself in the position where you are searching online payday loans instant approval one day. And when you start to do that you will start to notice that there are tons of sites that are offering you payday loans with instant approval. And you might start to ask yourself what do they mean by instant approval. I mean what do they really mean. They mean that when you apply for a payday loan, assuming you have never skipped pay on them before they will automatically give you the loan and expect you to pay them back. Now you might ask yourself how they can trust people to give them the money regardless of their credit. Well it’s quite simple, when you take the loan you sign an agreement that they can put a lean on your pay. So regardless of if you plan on paying them back they can and will get their money back.
Cincinnati real estate is highly desired property. The city is home to some of the largest corporations in the United States (Macy’s Inc., Procter & Gamble, and The Kroger Company). The downtown area has plenty of restaurants, museums, and entertainment options available to the residents. Searching for a decent home in the area can seem a bit overwhelming if you’re not exactly sure where to look. RE/MAX makes it easy for you.
RE/MAX has an online search engine so you can search for houses all over the city of Cincinnati. The website helps inform you about property sizes, types, number of bathrooms and bedrooms, and, of course, prices. The search engine gives you all the options that you’ll need so you can find the perfect Cincinnati real estate for whatever your needs might be.
Aside from informing you about all the property details of the homes, RE/MAX also provides you with pictures of the house so you can get an idea of what it looks like and whether or not you’d be interested in looking into the property further. The website also lets you request further information about the homes and you can also request an appointment to view the home in person.
Buying a great home in Cincinnati has never been easier. RE/MAX provides you with all the tools you’ll need to make purchasing a choice piece of real estate simple and hassle free. To get started, visit the website to get started looking or call them for information about open houses, finding an agent to help with your search, or any other general questions you might have about the steps to take in order to purchase your new home. All contact info is listed right on the website. Get started today so you can start living in the perfect house for you and your family.
Myanmar: Brief Introduction and Statistics
Over 75% of Myanmar population (approximately 40 million people) resides in rural areas. This population relies heavily on forests and farmland for their livelihoods and daily basic needs. Agriculture which encompasses fisheries and livestock contributes approximately one third of Myanmar’s GDP and 15% of the total export earnings. According to the latest statistics, agriculture employs more than 60% of Myanmar’s total labor force.
Myanmar Land Problem
It is however important to note that forced cropping and routine land confiscation had made Myanmar’s countryside land to be under a shadow in the military regime period. Currently, land reforms have started revealing current and historic land conflict issues as farmers become more vocal about unfavorable land practices. For instance, since early 2000′s, land officials had been reallocating small holder farmland to foreign private and domestic companies. This move is currently facing a lot of opposition from farmers who are against land confiscation practices for whatever reasons.
At least 25% of all Myanmar farmers in areas controlled by the government are landless. This is due to a number of reasons such as; civil war, farmer debt, poor land governance, land grabbing, etc. In government controlled areas, over 50% of all household farms measure less than 5 acres which is the minimum subsistence level for household farms in rural areas. Landlessness is therefore a very serious issue that needs to be tackled in Myanmar.
Even though Myanmar is opening up to international investors and the government is passing new land laws to encourage direct foreign investment, there are still problems revolving around land i.e. new forms of land grabbing. This is evident in areas rich in natural resources such as oil, gas and minerals. Land in itself is also a valuable natural resource contributing to the land grabbing problem.
The problem of land confiscation and forced cropping is real. Through Myanmar’s 30 year agricultural sector master plan, the government has been converting millions of acres of Myanmar’s wastelands for industrial agricultural production. Although these efforts are in good faith, they have been implemented in the wrong manner. Instead of offering incentives to encourage production of certain crops, the government has been forcing farmers to plant certain crops i.e. jatropha which have caused some hardship to farmers.
Over two million acres of land in Myanmar is under recorded concessions. It is however important to note that there is still a lot of concession land that hasn’t been recorded. It is also important to note that the Myanmar government has broken its own laws regarding concessions because not all land under concession is being utilized.
There are also very few agricultural operations fully owned by foreigners in Myanmar. Before the recent land reforms, foreigners were not in a position to get land concessions. It was however possible to have joint ventures with locals and the government. Foreign investors however opted to ignore joint ventures because of high foreign company taxes and political risks. Because of this, most agricultural operations are owned by Myanmar companies. The current land laws however encourage domestic, private and foreign investment in Myanmar’s agricultural sector. It is even possible to buy land for certain ventures.
In summary, the above background information is very important for investors who want to buy land in Myanmar. It is however important to research further about important Myanmar land laws like Farmland Law to understand land laws in Myanmar.